Mortgage Awareness

Sunday 2012-04-01

This weekend I tinkered around with Apple Keynote. I thought I’d make something useful. In this video I’m trying to show you how much money the bank makes on your mortgage. Banks like you to pay a low monthly fee on your mortgage because it keeps the loan higher for a longer period of time. This way the bank can cash in on the interest rate, and then cash in again at the end of the mortgage contract, when you are still hopelessly in debt.

“Financial advisors” working for the bank will throw sand in your eyes, saying that keeping your debt high gives you all kinds of tax breaks. But in the end, it’s them who get better of that construction, not you. Don’t fall into this trap. Understand your mortgage contract, learn how the model works, and check your model against the bank’s model (without that financial advisor or the lady at the helpdesk talking to you). You have more room than you think. Use it.


Having fun at J-Fall 2011

Thursday 2011-11-03

J-Fall 2011This year’s Dutch Java Nerd event called J-Fall was held in Nijkerk, in a beautiful location called “Hart van Holland” . With plenty of sessions by speakers from all over the world it promised to be a great day for Java enthusiasts, at a great location for meeting friends and colleagues. I took a day off from work and it was well worth it.

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Bill Gates works at Apple

Sunday 2009-09-13

Steve JobsI was happy to see Steve return on the Apple keynote of 9 September, because boy does Apple need somebody with clear vision. The introductions on the new iPod line are all over the place. Let me tell you why I think Steve has not been running the operation for the past few months: Read the rest of this entry »

Macworld 2008 thin as air

Thursday 2008-01-17

Hi, I’ve read the writeups on Steve’s keynote this year, and listened to some podcasts of people who were in the audience. Personally I’m a bit dissapointed by the features introduced at this Macworld. Surely it’s hard to live up to the ever rising expectations every year, but I do have some comments to make on the introduced products.

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Apple WWDC 2006 Keynote Address problems?

Thursday 2006-08-10

Trying to view his Steveness in the Apple WWDC 2006 Keynote addres? Me too, and haven’t been lucky for 3 days in a row. I actually managed to view 3 minutes of distorted, half-audio presentation, but then it died, and has given me an error 400 ever since. It’s not nice to see Apple not being able to cope with the demand. A bittorrent would be nice I guess.

In my first edit of this post I thought I’d found a mirror, but it was an old keynote. Searching on, I found a terrific tip which solved the problem of not being able to view the keynote. It actually turns out it’s the default Quicktime settings are causing the problems. Quicktime fetches the stream over UDP, which makes no guarantee over lost packets. You can set Quicktime to fetch the stream through http, which has a few advantages, such as losless transfer of data, and ability for proxy server to cache data.

To set Quicktime to fetch the video accros http:

  • Go to System Preferences
  • Open Quicktime preferences from the system preferences screen
  • Click on the “advanced” tab
  • Choose “Custom” for transport setup
  • In the window that pops up, choose the HTTP transport protocol
  • Close the system preferences

Now go to the WWDC 2006 Keynote address page and view the video. I just did, it worked fine, no dropped frames or audio.

p.s. Tiger shipped for 80 euro’s when it was released. If Leopard is anywhere close to that same price, it will be hard to find an operating system which gives you all this, with this quality, for this price. Professional grade OS, for the price of a SuSe distribution! I love Tiger, I know I’m going to love Leopard. Since I have my Mac, my Windows laptop (which was an expensive one I might add) is sitting in a corner of my desk, covered under a layer of dust. It’s simply not good enough anymore. My Mac mini will beat it any day.